Money calculators
for Australians.
Understand your money before you commit to anything. Whether you're negotiating a salary, applying for a mortgage, or setting your freelance rate — these tools give you the real number, with Australian tax rates and conditions built in.
6 tools available
All money calculators
Salary After Tax
PopularSee exactly what you take home after income tax and Medicare levy.
Open calculator →Mortgage Affordability
Find out how much you can borrow based on your income and expenses.
Open calculator →Freelance Rate Calculator
Work out your minimum and recommended day rate as an Australian freelancer.
Open calculator →Freelance Setup Cost Calculator
Calculate the real cost of setting up as a sole trader in Australia — ABN, insurance, accounting, software, and ongoing overhead.
Open calculator →Project Costing Calculator
Build a project quote by phase and hourly rate, with expenses, markup, contingency, and GST.
Open calculator →Return to Work Calculator
NewCost-benefit analysis of returning to work after parental leave, including childcare and CCS.
Open calculator →Why use these tools
Built for the real decision, not the generic one.
Australian tax rates built in
Every money calculator uses current ATO rates for the 2024–25 financial year — not US or UK numbers repackaged for Australian visitors.
Real breakdowns, not just totals
See exactly how your income is taxed, what your super looks like, and where your money actually goes — not just the bottom line.
No products to sell you
These calculators don't exist to funnel you toward a bank, lender, or financial product. They exist to give you honest numbers.
Built for real decisions
Designed for the moment you're actually making a choice — accepting a job offer, applying for a home loan, or quoting a new client.
Updated annually
We review tax thresholds, super rates, and RBA interest rates at the start of each financial year to keep results accurate.
Instant results
No loading screens, no email required. Change any input and see your result update immediately in the browser.
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